Timeshare ownership, or as it is more commonly called: – Holiday clubs or fractional ownership has been sold in Spain for decades.
Typically, a client was sold a ‘week’ in a specific resort for an average of £30,000. Usually this money was paid, via a UK bank finance agreement. The sales strategy was very aggressive and involved luring tourists into a high-pressure group seminar. These went on daily in all the big Spanish resorts throughout the 1980’s, 90’s and 2000’s. The industry norm for success was that 1 in 6 clients would sign up on the day.
Part of the sales pitch was to inform potential clients that there was a strong and active second-hand market if they decided to ‘sell’ their timeshare contract in the future. Sadly, no such market exists.
During the purchase, no cooling off period was given, and customers were asked to sign a legal purchase contract and a loan agreement following the seminar.
An annual management or maintenance fee for the upkeep of the property and communal areas of the resort was written into the contract. Initially this fee was affordable. But as the years went on the fee grew disproportionately, to the extent that some owners now pay a maintenance fee that is more than the weekly cost of renting a holiday home or hotel in the same resort.
These contracts and the associated management/ maintenance fees are written in perpetuity.
The obligation to pay these fees forms part of the owner’s estate and the liability is passed on after death.
It took many years, but eventually Spain’s Supreme court ruled that almost all timeshare contracts sold since 1999 are deemed inherently unfair and unenforceable.
This will come as great news to the hundreds of thousands Spanish timeshare owners who want to both free themselves from their costly timeshares and avoid passing the burden on to their children or spouses.
Hundreds of owners are having their contracts declared null and void every month, but because the action is usually resolved in the Spanish Courts, legal advice and representation is almost always necessary.
The courts’ decisions to declare timeshare contracts null and void are based upon Spanish law, confirmed by the Spanish Supreme Court on 15th Jan 2015.
So, if just one of the following is true for a you as a Timeshare owner, then the potential is there for a claim to be made against the resort for the contract to be declared Null and Void.
What’s more, if the case is won, you may also be able to recover up to 90% of the amount you initially paid for the purchase of the timeshare:
You paid ANY money in the first 90 days after signing the contract. (Most customers took out loan agreements on the day, which qualifies as payment).
The timeshare contract was in perpetuity(Most contracts were written for 50 years or more, which qualifies).
The owner purchased a ‘floating’ week, not a fixed week on a specific property. (Although applying to specific resorts, this practice was widespread).
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HOME CARE/CARE ASSISTANTS/VACATION RESPITE CARE/LIVE IN CARE/SURVEALANCE CARE
Kei Homes is now looking in a new direction of delivering services for the retired or those impaired in that they can through their connections in UK and Spain, provide home care assistance in your existing home or provide respite care assistance when your existing carer needs a break. This service can be also provided if you want to go outside your country for a holiday. It also means that if you have a loved one who may have medical conditions and you would like them to join you in your adopted country, we can provide suitable accommodation or arrange the necessary help needed.
There are several good reasons for home care. Many people prefer home care to any other option. Home is a place of emotional and physical associations, memories and comfort. Although many people can be happy in assisted-living facilities, retirement communities or nursing homes – and for many people these are better options – leaving home can be disruptive and depressing for some people.
Home care is delivered at home. When people are not feeling well, most want to be at home. Home care keeps families together, which is particularly important in times of illness. Home care prevents or postpones institutionalization. Home care promotes healing. Home care allows maximum freedom for the individual, in contrast to institutions, which are regulated environments. Home care is personalized – tailored to the specific needs of each individual.
Responding to these simple and human needs requires substantial public commitment. This requires both a social and a political impetus, entailing changes in culture, attitudes and widespread education of all professionals, in both the community and institutions, in both the health care and social sectors as well as informal carers involved with people who need home care. It demands human commitment and flexible organizations more than expensive drugs and interventions and should
be a concern for all governments.
There are a few fundamental questions about the development of home care services. In many cases these would compare favourably with institutionalized forms of care in terms of cost-effectiveness, but organizing a network of services could be more challenging than running facilities such as nursing homes. Does this explain the path of service development?
Moreover, who is the right caregiver at home? The people requiring care – empowered and well trained – informal carers, nurses or physicians?
Wandat is the right combination of them in any given circumstance? Who is the appropriate case manager: the one who designs the care programme and controls it, trying to manage the different caregivers?
This publication presents these challenges with exemplary clarity, providing a concise overview of the best available evidence on home care, and a series of spotlights briefly describe some enlightening policies and programmes from cities around Europe
I live in Quesada and every now and then there are massive bangs... sounds like mortar guns they shake the hose they are so loud!
I know they have festivals here but these bangs don't coincide with festivals! Any ideas what the bangs are and why they do it? It's like dynamite going off
Looking for reliable plaster to skim the inside of villa any recommendations please
Did you know that you can now upload your portfolio of properties directly to A Spanish Life? This is a FREE listing service. Simply send us your XML feed and we will upload the same day giving you a wider audience of potential buyers. Email enquiries to email@example.com
We look forward to working with you.
Just to let everyone know that we actually bought our property in Quesada through A Spanish Life a few years ago.
We had heard of many horror stories where disreputable people calling themselves estate agents taking advantage of people like myself which made us very wary indeed, but happy to say everything went through very smoothly and love living in Spain!!
Thanks again ASL.
I have not eaten out in the area for a long time now, and there seems to be a lot of new places to dine out in.
Can anyone let me know where to go or even where not. We will eat any style of food its just got to be good.
There is a place by the golf course above the supermarket, can not remember the name but it’s got my vote, we try to eat there every time we are in Quesada.
It’s chinese and it’s the best I ever had, and when it comes to paying the bill it never comes to more than about £9 each.
It's called Maritaos can't speak highly enough of this place we can gren take our guests there
Punjabi Palace for Indian 5 Star rating, Maritaos for Thai/ Chinese 5 Star also both by the golf course. And if you like fish and chips visit Quesada fish and chips on Calle los arcos they are best in the region not just Quesada
What's going on with this land behind Lidl all the way down to Consum. There's somebody parked in a car on one portion that's been fenced off. Different cars and people but been there every time we pass over the last 12 months?
Ok I have been reading loads about what is being called a FLOOR CLAUSE and that tens of thousands of expats have got one on there mortgage and if they have they can get thousands back in compensation.
All sounds GREAT
Before I start filling in forms on line and giving out my personal details can someone PLEASE explain what its all about ?
It's a very simple process as we are getting our money back even after our bank told us we could not.
This is who we are using and they couldnt be more helpful http://theclaimshop.com I was also dubious about form filling so I used their fast track text service to which I though I would call the number instead of texting. I got through to a very nice lady who took all my details over the phone and the following day we completed the process
can anybody help?
Trying to source Craft supplies and I am struggling lol.
Looking for good quality card, around 250 to 300 grams in weight, glues inc modge podge, spray glues, glitter glues and glitter varnish, stamps and inks...
Maybe a brick and mortar shop does not exist?
Unfortunately buying online is either exorbitantly expensive for shipping or prohibited.
any info greatly appreciated :)
Hiya. My wife and I love making unique gift ware more of a hobby really, but we have the same problem in finding a shop where we can buy our materials. We have to source from the UK as Spain is so backward when it comes to arts and crafts, unless anyone can tell us otherwise! Good luck in finding a shop.
COMING SOON.....ASL ONLINE SHOPS.
We are currently in production in creating online shops within the ASL group. The shops will be offered to people that create all sorts of unique gift ware. No mass produced items will be permitted as the shops are dedicated totally for the Arts and Crafts and unique gift ware industry with no listing fees or commission charges. For general inquiries and further information, please contact firstname.lastname@example.org
Is your shops just going to be for resedence of Spain? We have a shop with Etsy at the moment, been with them for years but it's changed so much now and not for the good so we are looking for something new, will email soon.
Hi Bob & June
My wife and I used to love making hand made items and we still do! But had a very similar experience that you guys had. Years ago ETSY was very good and we were fairly successful in selling our products, but like everything things changed and now it is a multi million pound enterprise that allows mass produced items.
I truly hope you are listening ASL to what we are saying. We think you have hit on a brilliant idea to include online shops to your site and if you keep it to just hand made unique crafts, then you have our support 100%
Sounds very interesting!
Have lots of questions so have sent you an email.
Look forward to your reply:)
Dear June and Bob
Thanks for your comments. Just to answer your question. ASL is predominantly visited by European Countries with the U.K. being number one, but saying that we are now seeing visitors from the USA!
A lady called Jan, who has over 10 years experience in the hand made craft industry, also being a Director of ASL is heading this department and her wealth of knowledge and experience will undoubtedly be a great asset.
We will keep you posted on developments.
There used to be a craft shop at San Luis in Torrevieja called Kates. She had a large selection of supplies, well worth a visit.